Affordable
Cat insurance

Cover vet fees up to £6000
Free 24/7 vet video consultations
Every policy you buy helps us support animal charities
Your vet can claim online on your behalf.

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Why choose us Why choose us

FREE 24/7 vet video consults FREE 24/7 vet video consults

Vet fees Vet fees

Dental Dental

Policy wording Policy wording

Why choose us?

We have over 20 years experience

Animal Friends Pet Insurance was founded in 1998, exclusively providing pet insurance for over 20 years

Founded to support animal charities

Founded with the sole aim of providing pet insurance as a means to help support animal welfare charities

The ethical choice

To date we have donated over £5.6 million to over 500 animal welfare charities wordlwide

Friendly UK-based team

We are ready to help, we are all animal lovers

Our policies

If you are looking for pet insurance for a cat or kitten, we have 5 types of policy including 2 options for Lifetime, each with different levels of cover for the cost of vet fees.

We do not cover any pre-existing conditions that your cat currently has or was treated for in the past.

Excluded breeds list

Accident Only

from: £3.01/month

Covers vet fees for accidents.
Does not cover illnesses, conditions or have any other benefits.
Covers £2,500 per accident per year.
There is also a lifetime limit of £15,000 for continuing treatment related to each accident as long as the policy remains active.

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Accident Only policy

Time Limited

from: £0.00/month

Cover for accidents, illnesses and conditions that last up to 12 months, from when the symptoms started, or until the condition limit is reached.
After 12 months, no futher cover will be provided for that specific condition and you will need to pay for further vets fees yourself. However, you can claim for any new accidents, illnesses or conditions.
Choose a condition limit of £1,000, £2,000 or £4,000.
There is also a yearly limit for all combined claims. Once reached, cover stops for all claims until the next policy year.

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Time Limited policy

Max Benefit

from: £4.83/month

Cover for accidents, illnesses and conditions up to your chosen condition limit, whilst the policy remains active.
When the limit for each condition is reached, you will not be able to claim for that condition again.
Choose a condition limit of £1,000, £2,000 or £4,000.
There is no limit to how many times you can claim for different conditions.

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Max Benefit policy

Lifetime

from: £5.12/month

Covers accidents, illness and conditions year after year, up to your chosen cover limit, as long as the policy remains active.
Limits refresh when you renew your policy each year.
There are 2 types of Lifetime policies:
1. Where each condition has a yearly condition limit. Choose a condition limit of £1,000, £2,000, £4,000 or £6,000.
2. Where there is one yearly limit for all claims. Choose a yearly limit of £3,000 or £5,000.

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Lifetime policies

Pet insurance premiums increase as your pet gets older, as the chance of your pet getting ill increases. Excesses apply to all our policies and a co-payment is currently payable on claims, if you renew your policy after your dog turns 8 or your cat turns 10.

Free vet video consults for your dog or cat 24/7/365 through the Joii app

As an Animal Friends customer, you have access to:

Free video consults with a vet or nurse on your phone or tablet
A tailored symptom checker to find out what the problem is and what to do next
Get treatment plans and products delivered to your door.

Find out how to get free access

How much cover do you need?

You can ensure that you are prepared, should the worst happen, by choosing a cover that satisfies both your cat’s requirements and your budget….

Find out how much vet fees may cost

Already insured elsewhere?

We will cover you immediately when switching from another provider to Animal Friends. We have friendly teams manning the phones, chat facility and email, ready to support you with any help or information you may need.

TERMS AND CONDITIONS APPLY

Learn more

Do you cover dental accidents?

Many pet insurance companies do not cover any dental or gum treatment. Our Prestige and Assure Plus policy may cover dental and gum treatment if it was a direct result of an accident or injury.

We offer a variety of cat insurance policies with cover levels for vet fees ranging from £1,000 to £6,000 per condition. These competitively-priced plans mean you can find something to suit both your pet and your pocket.

Extra benefits such as Public Liability, Cattery Fees, and Theft and Straying are included with many of our policies - complementing your cover limit with extra protection and assistance should you need it.

We can insure cats from 4 weeks to 28 years old, so view our policies, get a quote, and find out just how affordable it is to insure your cat!

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Need some help?

Check out our FAQS and handy glossary to help you understand more about pet insurance.

Policy wording

Full policy summaries including what's covered, what's not covered, policy limits and policy wording definitions.

Accident Only

Time Limited
Basic Plus | Prime | Prime Plus

Max Benefit
Max Value | Max Plus | Max Extra

Lifetime
Super | Superior | Superior Plus

Lifetime
Assure | Assure Plus

Prestige