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Horse and Rider insurance

  • Cover available for horses from 30 days old
  • Dedicated cover for mature horses
  • Standard Rider and Young Rider cover
  • Founded to donate to animal charities worldwide.

We believe every horse should have some form of cover, so we provide horse insurance from 30 days old.

We offer a Standard Horse policy and Mature Horse policy with varying levels of cover to help you with the cost of vet fees. You also have the option to add on a range of additional benefits including cover for if anyone was injured whilst riding your horse or if your horse went missing or were stolen.

As a horse rider, you’ll want peace of mind to know that if you have an accident when riding, you’ll be covered.

We offer cover for you when riding a horse which you don’t own or have on loan. This includes help if you are injured while riding - as well as legal support following the accident and emergency vet treatment for the horse.

Find out more about the cover we provide


Insurance for horses from 30 days old up to the age of 20.

Customise your requirements with our bolt on extra benefits.



Insurance for horses aged 20 years old and over.

Customise your requirements with our bolt on extra benefits.



Insurance for riders aged 5 years and older.

Includes cover for when you are injured while horse riding or if the horse you are riding injures someone or damages their property.


What you also get with Animal Friends.

You’ll be helping us to support animal causes across the world.

Cover from an award winning pet insurance provider with over 20 years of experience.

A friendly UK based team ready to help.

Policyholder testimonials

Our pet insurance awards

Horse advice

Whether you choose to adopt or buy a horse we can help you through the adventure of horse ownership. We have a blog full of guides and articles all about our equine friends.